I frequently have clients reach out with photos (which is helpful) of damage to their home, wanting to know if they should turn in a home claim. Many times, what I see is that the contractor’s estimate is below their …

Happy Valentines Day! Wishing you all a very blessed time to celebrate love. This is a time of year that you may purchase or receive gifts that you might want to insure separately. I wonder how many of you have been …

I hope everyone is starting the new year off feeling refreshed and ready for whatever 2024 brings! As I sat down with my marketing person, Maria, to write this month’s blog, we realized she had quite a few items on …

As we celebrate the winter holidays, I pray that you and your family have a wonderful season – celebrate and enjoy. Not to be a Debbie downer, but sometimes it is hard to feel like celebrating when you have a …

As this is the month of Thanksgiving, I just want to take time to give thanks for all of you. I’m thankful for you, THANK YOU for allowing our team to serve you and your family. I try to approach …

Lately, clients have been asking me to look at switching their coverage to a different  insurance company. The reason? Like many people, their home and auto insurance premiums are going up. As an independent insurance agent, I work with a …

Since September is life insurance awareness month, this month I’m going to talk about life insurance. Buy it when you’re young – as you get older and health issues come up, you can be prevented from purchasing a policy or …

How do I find a good home contractor? My husband and I recently experienced the not so good side of hiring a contractor. We hired a company to replace the siding on our home. They had insurance, we checked with clients …

Fireworks Safety As I’m sure you’re aware, it’s fireworks season with Independence Day coming up! With the new law that passed last year in Ohio, where I am, there’s likely to be a lot more people setting off fireworks this year. …

So I am not sure about you all, but one thing I did love about the pandemic was being at home and installing our pool! Oh my, at 5:00pm I was floating in our pool with a refreshing drink. Since …

My youngest who is 36 is getting married in July!! I am so excited for her and her fiancé. They picked the venue, the pastor, the DJ, got her wedding dress, his suit and all the other extras. I am not …

April showers bring… May flowers – and warm weather thieves. What does a May flower bring? Pilgrims.   Spring Cleaning: Update Scheduled Items Spring is a good time to get your jewelry cleaned and inspected by your jeweler. At the …

There are two major risks that we can have a big impact on: water damage and distracted driving. On Christmas day, I was out of town and did not know how cold it was back home. I received a text …

I recently had a client ask me if it matters if a claim is vandalism versus hail or wind. They wanted to know if it would make a difference in how it affects future policy premiums. The answer is no, …

What is an Insurance Credit Score? Insurance companies use insurance credit scores to determine your risk as a policyholder. It is considered a “soft pull.” If you have a high score, you are considered less likely to turn in a …

That’s the thing about insurance, it’s never really important until you need it. I speak from personal experience, after recently discovering a mold situation in our home.   Instantly my insurance became extremely important to me! I needed immediate mold remediation …

Wedding insurance isn’t on most people’s radar, even for an insurance agent like myself. However, a recently engaged friend called me up to ask for advice. She wanted to know whether or not to purchase a wedding protection policy. Given …